Gain control of your debts

Overwhelmed by debt?

A quick check will help get your debt in focus and find the support you need to take control of your debts.

• There are no quick and easy solutions to your debt problems. Any debt remedy solution should be given serious thought beforehand and you should be fully aware of the implications.
• We cannot guarantee that interest and charges will be frozen.
• We cannot guarantee that creditors will stop contacting you or that they will not take any legal action.
• Entering into a debt management programme will have a negative effect on your credit rating. Your ability to obtain credit in the medium term will therefore be compromised.
• If we negotiate lower payments to your creditors, this will increase the amount of time it takes to repay your debts and the total amount that you repay.
• We can only deal with your unsecured debt. Priority debts such as mortgage/rental payments, other debts secured against your property, Hire Purchase agreements, Council Tax and utility bills must continue to be paid by yourself.
• We are a professional company and charge for our services. These fees are based on what you can afford but you may go further into arrears with your creditors whilst we collect our fee.
• Finally, there is no such thing as a stress-free solution. Any debt remedy you take will require your commitment if you are to reduce your debt problems.